November 14, 2017 | Ruth Freeman
My daughter has a full time job, but because of loans can’t afford to move out of our home. It’s so hard not to make comments on what she’s spending money on and her decisions. Any advise? Hopefully you got some ideas about how to structure your agreements with your child about finances. I believe that adult children should make a contribution to room and board while living at home and that you develop the contract we mentioned during the class. However, once you have a financial agreement, I would refrain from comment unless she gives you permission to express your point of view. You could certainly offer to help her develop a budget or saving and spending plan to assist her with reaching her goals. And it is important that you recognize it is she who has to come up with those goals. I think we mentioned in our conversation that it is important to plan a time frame for your child living at home if that is important to you. But just commenting on her spending will likely not be productive nor help her improve her finances… and those comments could easily lead to conflict or distance between you.
Get started with these Peace at Home Proven Solutions, or search for more.
Questions? Please email us at solutions@peaceathomeparenting.com.
Middle school can feel like a real turning point, can't it? For many families, it’s when school struggles
November 10 , 2025
It’s a lot to keep up with, isn't it? If you're feeling overwhelmed by the news about teen
November 03 , 2025
Does your child light up when they get a new toy—only to lose interest a day later, still
November 02 , 2025
At Peace At Home Parenting Solutions, we know Halloween brings excitement — and a lot of stress. You’re
October 26 , 2025
Ah, the holidays. We all have that picture-perfect image in our minds, don't we? Twinkling lights, cozy evenings,
October 23 , 2025
The holiday season is often described as “the most wonderful time of the year,” but for many parents,
October 23 , 2025