November 2017 | Ruth Freeman
My daughter has a full time job, but because of loans can’t afford to move out of our home. It’s so hard not to make comments on what she’s spending money on and her decisions. Any advise? Hopefully you got some ideas about how to structure your agreements with your child about finances. I believe that adult children should make a contribution to room and board while living at home and that you develop the contract we mentioned during the class. However, once you have a financial agreement, I would refrain from comment unless she gives you permission to express your point of view. You could certainly offer to help her develop a budget or saving and spending plan to assist her with reaching her goals. And it is important that you recognize it is she who has to come up with those goals. I think we mentioned in our conversation that it is important to plan a time frame for your child living at home if that is important to you. But just commenting on her spending will likely not be productive nor help her improve her finances… and those comments could easily lead to conflict or distance between you.
Get started with these Peace at Home Proven Solutions, or search for more.
Questions? Please email us at solutions@peaceathomeparenting.com.
We are trying to guide our daughters through a complicated world, and sometimes it feels like the ground is constantly shifting beneath our feet. If you’ve been...
February 06 , 2026
We often hear that parenting is the most beautiful, exhausting job in the world. But let’s be honest about the "exhausting" part for a moment. When you’re in th...
February 01 , 2026
If you’re searching for screen time tips on how to reduce screen time for kids without conflict, you’re not alone. Many parents tell us the hardest part isn’t j...
January 26 , 2026
Bedtime shouldn’t feel like a nightly power struggle. Yet for many families, evenings are filled with stalling, tears, worries, and repeated wake-ups that leave...
January 14 , 2026
Screen-time meltdowns aren’t just 'bad behavior'—they are often driven by a powerful and addictive dopamine loop cycle. Curious? In a dopamine loop, your child’...
January 12 , 2026
You are your child’s first teacher. This is why establishing positive routines for your toddler is crucial. Together you and your child will learn what is neede...
January 07 , 2026